Sunday, September 12, 2010

INFORMATION ABOUT IP ADDRESS

Our visitors need to know their IP address for many reasons including gaming, tech support, remote desktop connection, proxy detection, anonymity, or simply to see if their address has changed. Visitors often come here to do an IP Address Lookup to find the location of an IP address. Some folks might've gotten a spam email and want to learn How To Trace An Email. Others might ask themselves How Do I Change My IP. Whatever your reason for visiting, welcome. If you don't find what you're looking for, please Join The What Is My IP Address Forum where you can post your questions and get personal responses.

Internet Protocol Address:

This number is an exclusive number all information technology devices (printers, routers, modems, et al) use which identifies and allows them the ability to communicate with each other on a computer network. There is a standard of communication which is called an Internet Protocol standard. In laymans terms it is the same as your home address. In order for you to receive snail mail at home the sending party must have your correct mailing address (IP address) in your town (network) or you do not receive bills, pizza coupons or your tax refund. The same is true for all equipment on the internet. Without this specific address, information cannot be received. IP addresses may either be assigned permanently for an Email server/Business server or a permanent home resident or temporarily, from a pool of available addresses (first come first serve) from your Internet Service Provider. A permanent number may not be available in all areas and may cost extra so be sure to ask your ISP.

Domain Name System (DNS): This allows the IP address to be translated to words. It is much easier for us to remember a word than a series of numbers. The same is true for email addresses.
For example, it is much easier for you to remember a web address name such as whatismyip.com than it is to remember 192.168.1.1 or in the case of email it is much easier to remember email@somedomain.com than email@192.168.1.1

Dynamic IP Address: One that is not static and could change at any time. This type is issued to you from a pool of addresses allocated by your ISP or DHCP Server. This is for a large number of customers that do not require the same address all the time for a variety of reasons. Your computer will automatically get this number as it logs on to the network and saves you the trouble of having to know details regarding the specific network configurations. This number can be assigned to anyone using a dial-up connection, Wireless and High Speed Internet connections. If you need to run your own email server or web server, it would be best to have a static IP address.
Static IP Address: One that is fixed and never changes. This is in contrast to a dynamic IP address which may change at any time. Most ISP's can offer to assign a single static IP or a block of static IP's for a few extra bucks a month and may require you upgrading to a business account.
IPv4: Currently used by most network devices. However, with more and more computers accessing the internet, IPv4 IPs are running out quickly. Just like in a city, addresses have to be created for new neighborhoods but, if your neighborhood gets too large, you will have to come up with an entire new pool of addresses. IPv4 is limited to 4,294,967,296 IPs.

IPv5: This is an experimental protocol for UNIX based systems. In keeping with standard UNIX (a computer Operating System) release conventions, all odd-numbered versions are considered experimental. It was never intended to be used by the general public.
IPv6: The replacement for the aging IPv4. The estimated number of unique IPs for IPv6 is 340,282,366,920,938,463,463,374,607,431,768,211,456 or 2^128.

The old and current standard of IPs was this: 192.168.100.100 the new way can be written different ways but means the same and are all valid:
* 1080:0000:0000:0000:0000:0034:0000:417A
* 1080:0:0:0:0:34:0:417A
* 1080::34:0:417A

How do I change my IP address?

"How do I change my IP address?" and "Can I change my IP address?" are probably the most commonly asked questions. Please attempt the following then, if that does not work, visit the Change IP Address forum.
Before trying any other methods to change your IP address, try turning off (or unplugging the power of) your Cable/DSL modem for five minutes. In many cases this will change your IP address. However, if that does not change your IP address, repeat the process for 8 hours (overnight works well) instead of 5 minutes. Hopefully this will result in an IP change.
If the above does not result in your IP address changing, please look through the below for the situation that best matches yours and attempt to change your IP address that way. Unfortunately you are not able to get your IP address to change in all cases, as it is ultimately determined by your ISP's DHCP configuration (when you've got a dynamically assigned IP address, that is.)

Windows

- Computer connected directly to the modem
1= Get to a command prompt. (START, run, cmd).
 


  1. Type "ipconfig /release" (without the quotes, on the command line by itself).
  2. Type "ipconfig /renew" (without the quotes, on the command line by itself).
  3. Windows (second option)

    Windows (second option)

    - Computer connected directly to the modem
  4. Get to a command prompt. (START, run, cmd).
  5. Type "ipconfig /release" (without the quotes).
  6. Shut down computer.
  7. Turn off computer.
  8. Turn off all ethernet hubs/switches.
  9. Turn off cable/DSL modem.
  10. Leave off overnight.
  11. Turn everything back on.

Network with Router

  1. Log into the router's admin console. (Often http://192.168.1.1/)
  2. Release the IP address. (Method varies by router manufacturer)
  3. Turn off router, ethernet hubs/switches, and the cable/DSL modem.
  4. Leave off overnight.
  5. Turn everything back on.
If you are using a cable/DSL modem and a router, you may wish to connect your computer directly to the cable/DSL modem. Please note that this could significantly impact your system security. This allows your ISP's DHCP to issue you a new (hopefully changed) IP address based of the (hardware) MAC address of your computer's ethernet card.
If all the above has not worked to change your IP address and you have a router, check and see if there is a "Clone MAC Address" option. Using it should change your IP address; however, you'll only be able to do it once (in most cases).
These will not work in all cases. If all else fails contact your internet service provider (ISP) and ask them if they are able to change your IP address or how long your connection needs to be off for your IP address to change.
If you trying to change your IP address because you are just trying to access web based forums you may wish to attempt to configure your internet browser to use a proxy server.
INFORMATION ABOUT G.ADWORDS

So what is Google Adwords and why should I consider using it?



With Google AdWords, you can create and run ads for your business, quickly and simply. Run your ads on Google and our advertising network -- no matter what your budget, you'll only pay when people click your ads. Just visit www.adwords.google.com to get started.
AdWords ads are displayed along with search results when someone searches Google using one of your keywords. Ads appear under 'Sponsored links' in the side column of a search page, and may also appear in additional positions above the free search results. That way, you'll be advertising to an audience that's already interested in your business. You can also choose to display your ads on Display Network sites in the growing Google Network. And, you can choose the exact Display Network placements where you'd like your ad to appear, or you can let contextual targeting match your keywords to content.
You can choose from a variety of ad formats, including text, image, and video ads, and easily track your ad performance using the reports available in your account.


There's no minimum monthly charge with AdWords -- just a nominal activation fee. Learn more about the cost of advertising with Google AdWords. Alternatively, you can watch this short, online course now and get step-by-step instructions on how to create an AdWords account.
To find out more about Google AdWords or to begin creating your ads, visit the AdWords home page.


If you'd like to start advertising and you're looking for an agency to help, you might consider using a Google AdWords Certified Partner. Learn more about AdWords Certified Partners or visit Google Partner Search to locate a list of professionals to suit your requirements. Alternatively, you can watch this short, online course now and get step-by-step instructions on how to create an AdWords account.

You create your ads:
You create ads and choose keywords, which are words or phrases related to your business.









Your ads appear on Google:
When people search on Google using one of your keywords, your ad may appear next to the search results. Now you're advertising to an audience that's already interested in you.




You attract customers:
People can simply click your ad to make a purchase or learn more about you. You don't even need a webpage to get started – Google will help you create one for free. It's that easy!

Wednesday, September 8, 2010

This year's opening marks the fourth time in five years that the Northeast Passage has opened, and commercial shipping companies are taking note. Two German ships recently are the first commercial voyage ever made through the Northeast Passage without the help of icebreakers. The Northeast Passage trims 4,500 miles off the 12,500-mile trip through the Suez Canal, yielding considerable savings in fuel. The voyage was not possible last year, because Russia had not yet worked out a permitting process. With Arctic sea ice expected to continue to decline in the coming decades, shipping traffic through the Northeast Passage will likely become commonplace most summers. The Northeast Passage has remained closed to navigation, except via assist by icebreakers, from 1553 to 2005. The results published in the American Association for the Advancement of Science suggest that prior to 2005, the last previous opening was the period 5,000 - 7,000 years ago, when the Earth's orbital variations brought more sunlight to the Arctic in summer than at present. It is possible we'll know better soon. A new technique that examines organic compounds left behind in Arctic sediments by diatoms that live in sea ice give hope that a detailed record of sea ice extent extending back to the end of the Ice Age 12,000 years ago may be possible (Belt et al., 2007). The researchers are studying sediments along the Northwest Passage in hopes of being able to determine when the Passage was last open.


 The past decade was the warmest decade in the Arctic for the past 2,000 years, according to a study called "Recent Warming Reverses Long-Term Arctic Cooling" published in the journal Science. Four of the five warmest decades in the past 2,000 years occurred between 1950 - 2000, despite the fact that summertime solar radiation in the Arctic has been steadily declining for the past 2,000 years. Previous efforts to reconstruct past climate in the Arctic extended back only 400 years, so the new study--which used lake sediments, glacier ice cores, and tree rings to look at past climate back to the time of Christ, decade by decade-- is a major new milestone in our understanding of the Arctic climate. The researchers found that Arctic temperatures steadily declined between 1 A.D. and 1900 A.D., as would be expected due to a 26,000-year cycle in Earth's orbit that brought less summer sunshine to the North Pole. Earth is now about 620,000 miles (1 million km) farther from the Sun in the Arctic summer than it was 2000 years ago. However, temperatures in the Arctic began to rise around the year 1900, and are now 1.4°C (2.5°F) warmer than they should be, based on the amount of sunlight that is currently falling in the Arctic in summer. "If it hadn't been for the increase in human-produced greenhouse gases, summer temperatures in the Arctic should have cooled gradually over the last century,” According to Bette Otto-Bliesner, a co-author from the National Center for Atmospheric Research.

 Arctic sea ice suffered another summer of significant melting in 2009, with August ice extent the third lowest on record, according to the National Snow and Ice Data Center. August ice extent was 19% below the 1979 - 2000 average, and only 2007 and 2008 saw more melting of Arctic sea ice. We've now had two straight years in the Arctic without a new record minimum in sea ice. However, this does not mean that the Arctic sea ice is recovering. The reduced melting in 2009 compared to 2007 and 2008 primarily resulted from a different atmospheric circulation pattern this summer. This pattern generated winds that transported ice toward the Siberian coast and discouraged export of ice out of the Arctic Ocean. The previous two summers, the prevailing wind pattern acted to transport more ice out of the Arctic through Fram Strait, along the east side of Greenland. At last December's meeting of the American Geophysical Union, the world's largest scientific conference on climate change, J.E. Kay of the National Center for Atmospheric Research showed that Arctic surface pressure in the summer of 2007 was the fourth highest since 1948, and cloud cover at Barrow, Alaska was the sixth lowest. This suggests that once every 10 - 20 years a "perfect storm" of weather conditions highly favorable for ice loss invades the Arctic. The last two times such conditions existed was 1977 and 1987, and it may be another ten or so years before weather conditions align properly to set a new record minimum.




As a result of this summer's melting, the Northeast Passage, a notoriously ice-choked sea route along the northern Russia, is now clear of ice and open for navigation. Satellite analyses by the University of Illinois Polar Research Group and the National Snow and Ice Data Center show that the last remaining ice blockage along the north coast of Russia melted in late August, allowing navigation from Europe to Alaska in ice-free waters. Mariners have been attempting to sail the Northeast Passage since 1553, and it wasn't until the record-breaking Arctic sea-ice melt year of 2005 that the Northeast Passage opened for ice-free navigation for the first time in recorded history. The fabled Northwest Passage through the Arctic waters of Canada has remained closed this summer, however. An atmospheric pressure pattern set up in late July that created winds that pushed old, thick ice into several of the channels of the Northwest Passage. Recent research by Stephen Howell at the University of Waterloo in Canada shows that whether the Northwest Passage clears depends less on how much melt occurs, and more on whether multi-year sea ice is pushed into the channels. Counter-intuitively, as the ice cover thins, ice may flow more easily into the channels, preventing the Northwest Passage from regularly opening in coming decades, if the prevailing winds set up to blow ice into the channels of the Passage. The Northwest Passage opened for the first time in recorded history in 2007, and again in 2008. Mariners have been attempting to find a route through the Northwest Passage since 1497.
 
WASHINGTON, Sept (Reuters) - Climate-warming greenhouse gas emissions pushed Arctic temperatures in the last decade to the highest levels in at least 2,000 years, reversing a natural cooling trend that should have lasted four more millennia.




Carbon dioxide and other gases generated by human activities overwhelmed a 21,000-year cycle linked to gradual changes in Earth's orbit around the Sun, an international team of researchers reported on Thursday in the journal Science.


"I think it really underscores how sensitive the Arctic is to climate change ... and it's really the place where you can see first what's happening to the (climate) system and how the rest of the Earth will or might follow," David Schneider, a co-author and a scientist with the U.S. National Center for Atmospheric Research said in a telephone interview.


The big cool-down started about 7,000 years ago, and Arctic temperatures bottomed out during the so-called "Little Ice Age" that lasted from the 16th to the mid-19th centuries, dove-tailing with the start of the Industrial Revolution.


This cooling trend was caused by a characteristic wobble in Earth's orbit that very gradually pushed the Arctic away from the Sun during the northern summer. Earth is now about 620,000 miles (1 million km) farther from the Sun in the Arctic summer than it was 2000 years ago, said Darrell Kaufmann of Northern Arizona University.


This cooling should have continued through the 20th and 21st centuries and beyond as the 21,000-year cycle played out. This latest research confirms that it hasn't.


"If it hadn't been for the increase in human-produced greenhouse gases, summer temperatures in the Arctic should have cooled gradually over the last century," Bette Otto-Bliesner, a co-author from the National Center for Atmospheric Research, said in a statement.


What happens in the Arctic doesn't stay there, since it is among the world's biggest weather makers, sometimes called Earth's air-conditioner. As Arctic sea ice melts in summer, it exposes the darker-colored ocean water, which absorbs sunlight instead of reflecting it, accelerating the warming effect.


Arctic warming also affects land-based glaciers; if these melt, they would contribute to a global rise in sea levels.


Warming in this area could also thaw frozen ground called permafrost, sending methane, a powerful greenhouse gas, into the atmosphere.


Climate scientists have long known that Earth wobbles in its orbit, which affects how much sunlight reaches the Arctic in the summer. This is the first time a large-scale study has tracked decade-by-decade changes in Arctic summer temperatures this far back in time.


To figure this out, researchers looked at natural archives of temperature -- tree rings, ice cores and lake sediments -- along with computer models, which tallied closely with the natural record.


Average summer temperatures in the Arctic have increased by about 3 degrees F (1.66 degrees C) from what they would have been had the long-term cooling trend remained intact.
  

Thursday, February 25, 2010

History of Computers
The development of the modern day computer was the result of advances in technologies and man's need to quantify. Papyrus helped early man to record language and numbers. The abacus was one of the first counting machines..
Some of the earlier mechanical counting machines lacked the technology to make the design work. For instance, some had parts made of wood prior to metal manipulation and manufacturing. Imagine the wear on wooden gears. This history of computers site includes the names of early pioneers of math and computing and links to related sites about the History of Computers, for further study. This site would be a good Web adjunct to accompany any book on the History of Computers or Introduction to Computers. The "H" Section includes a link to the History of the Web Beginning at CERN which includes Bibliography and Related Links. Hitmill.com strives to always include related links for a broader educational experience. The material was originally divided into Part 1.
Definitions
a machine for performing calculations automatically calculator: an expert at calculation (or at operating calculating machines)


wordnetweb.princeton.edu/perl/webwn


Computer Engineering (also called Electronic and Computer Engineering , or Computer Systems Engineering) is a discipline that combines both Electronic Engineering and Computer Science. ...


en.wikipedia.org/wiki/Computer_(Systems)_engineering


The following is a list of characters from the Cartoon Network series Courage the Cowardly Dog.


en.wikipedia.org/wiki/Computer_(Courage_the_Cowardly_Dog


Computer is an IEEE Computer Society practitioner-oriented magazine issued to all members of the society. ...


en.wikipedia.org/wiki/Computer_(magazine)


A computer is a machine that manipulates data according to a set of instructions.


en.wikipedia.org/wiki/Computer


Before electronic computers became commercially available, the term "computer", in use from the mid 17th century, literally meant "one who computes": a person performing mathematical calculations. ...


en.wikipedia.org/wiki/Computer_(person)


Computer music is a term that was originally used within academia to describe a field of study relating to the applications of computing ...


en.wikipedia.org/wiki/Computer_(music)


A programmable device that performs mathematical calculations and logical operations, especially one that can process, store and retrieve large ...


en.wiktionary.org/wiki/computer


Computing (Urdu: کمپیوٹنگ), a monthly publication, the magazine is in Urdu Language. The first issue was published February 25, 2007. From the very first issue, Computing caught the attention of IT magazine-readers in Pakistan. ...


en.wikipedia.org/wiki/Computing_(Urdu_Magazine)


Computing is usually defined as the activity of using and developing computer technology, computer hardware and software. It is the computer-specific part of information technology. ...


en.wikipedia.org/wiki/Computing


Computing, subtitled Archives for Scientific Computing, is a scientific journal published by Springer publishing research in computer science and numerical computation. Its ISSN is 0010-485X for the print version and 1436-5057 for the electronic version. ...


en.wikipedia.org/wiki/Computing_(journal)


Computing is a weekly newspaper/magazine published by Incisive Media for IT managers and IT professionals in the United Kingdom. ...


en.wikipedia.org/wiki/Computing_(magazine)


An electronic, digital device that stores and processes information.


www.commodore.ca/manuals/128_system_guide/glossary.htm


A device that monitors nitrogen in the body during a dive though mathematical algorithms. The device allows divers to multilevel dive and extend bottom time beyond what a dive table allows.


www.aquaticadventures.com.au/page.php

Definitions of personal computer on the Web:
a small digital computer based on a microprocessor and designed to be used by one person at a time


wordnetweb.princeton.edu/perl/webwn


A personal computer (PC) is any general-purpose computer whose size, capabilities, and original sales price make it useful for individuals, and ...


en.wikipedia.org/wiki/Personal_computer


Attributive form of personal computer


en.wiktionary.org/wiki/personal-computer


A microcomputer with its own processor and hard drive. Although technically this refers to all such computers, including Macs, the term PC is ...


4teachers.org/techalong/glossary/


Desktop and laptop computers. Desktop units are sometimes called workstations.


www.printconsulting.com/resources/glossary/p.html


Another name for a desktop comptuter because they are generally used either at home or in small business.


www.abc.net.au/pipeline/radio/programs/gloss.htm


A small, relatively inexpensive computer designed for an individual User, although PCs are commonly linked together to form a network. ...


www.infodiv.unimelb.edu.au/knowledgebase/itservices/a-z/p.html


French: ordinateur personnel (OP); PC; ordinateur individuel (OI) A micro-computer intended for professional and personal applications.


www.hackcanada.com/canadian/phreaking/gtit5.html


A generic term used to describe many kinds of small-format personal computer systems found at schools, homes, and offices. ...


www2.plymouth.ac.uk/distancelearning/course/glossary.doc


A single-user computer that sits on a desktop or can be carried around by the user.


www.crfonline.org/orc/glossary/p.html


Another name for a microcomputer designed for use by a single user.


www.nursing-informatics.com/kwantlen/glossary4.html


Computer intended for personal use (for just one person). After 1981, the term PC became common for computers of the IBM PC class and compatible, based on Intel processors and x86 architecture. ...


www.adminxp.com/begin/index.php


A computer based on Integrated circuit technology designed for single - person use


www.cs.iupui.edu/~aharris/mmcc/mod2/abwww8.html


A desk-top, free-standing, or portable microcomputer that usually consists of a system unit, a display, a monitor, a keyboard, one or more diskette drives, internal fixed-disk storage, and an optional printer. ...


sapalovelez.com/definition_and_commonterms.htm


Any combination of processor, input device and output device designed for use by a single individual. Personal computers may also be called workstations. ...


www.martymodell.com/pgsa2/pgsa-glossary.html

Definitions of computer aided design on the Web:
software used in art and architecture and engineering and manufacturing to assist in precision drawing


wordnetweb.princeton.edu/perl/webwn


Computer-aided design (CAD) is the use of computer technology for the design of objects, real or virtual. ...


en.wikipedia.org/wiki/Computer-aided_design


the process of using drawings made by using a computer to design machines, buildings, etc


en.wiktionary.org/wiki/computer-aided_design


(CAD): CAD involves the use of computers to provide engineers with interactive electronic assistance in laying out, projecting, and otherwise ...


www-agecon.ag.ohio-state.edu/class/AEDE601/glossary/glossc.htm


The use of computers for developing specifications for products or parts.


news.miuegypt.edu.eg/index.php


Digital drafting tools for engineering, architectural, facilities management, and graphic design applications. CAD packages allow users to precisely specify sizes, shapes, and positions of vector elements, and to assign elements to separate layers. ...


www.pasda.psu.edu/tutorials%5Coutreachglossary.asp


The use of computer software to allow a user to design, modify, and simulate a three-dimensional part or assembly.


www.csa.com/discoveryguides/rapidman/gloss.php


Also sometimes called computer-aided drafting, is a computer program which implements the functions of geometric design, drafting and documentation.


home.att.net/~castleisland/glos.htm


A system where engineers create a design and see the proposed product in front of them on a graphics screen or in the form of a computer printout ...


www.4pcb.com/index.php


Use of a computer for techinical design of objects. See: Wikipedia entry.


tavmjong.free.fr/INKSCAPE/MANUAL/html/Glossary.html


In graphics, the computer-assisted production of drawings and plans.


oregonone.org/glossary.htm


(CAD) Computer software is used to develop and/or alter all aspects of design such as the end product, the system, machinery used etc.


www.robots.com/glossary.php


Computer aided design has replaced the drawing boards, and allows designers to work a lot faster, and decrease production times significantly. All current teams use this method because of its great advantages.


www.f1technical.net/glossary/c


Software with the capability of performing standard engineering drawings.


www.agriculture.purdue.edu/SSMC/Frames/newglossery.htm


[CAD]. Also called Computer Aided Engineering [CAE]. CAD systems are Software programs designed to enhance engineering design and automation. ...


www.interfacebus.com/Dictionary-of-PWB-Terms.html

Monday, February 22, 2010

Industrial Development Bank of Pakistan

                INTRODUCTION
IDBP is one of Pakistans’ oldest development financing institution created with the primary objective of extending term finance for investment in the manufacturing sector of the economy. Over the years, however, the Bank has emerged as an institution fostering the growth and development of SME sector stimulating industrial progress in the rural/less developed regions of the country besides offering lucrative opportunities to the house-holds and institutions for the investment in its deposit schemes. IDBP has also become an important component of the financial sector of Pakistan and is playing an active role in money and capital market of the country.


For attaining its objectives, the Bank provides medium and long term finance in local and foreign currencies for the creation of fixed assets to new industrial projects as well as for expansion, balancing, modernisation or replacement of existing projects. It extends technical, financial and managerial advice to its clients in planning and execution of the industrial projects. It also facilitates transfer of technologies from developed countries to industrial enterprises in Pakistan.


IDBP is wholly owned by Government of Pakistan with 57% of its shares held by Federal Government, 36% by State Bank of Pakistan and 7% by Provincial Governments and other Public sector corporations. Its Board of Directors consisting of the representatives of private sector is appointed by Ministry of Finance, Government of Pakistan.


A unique feature of IDBP is that besides Development Financing Institution it is also a scheduled bank and authorised dealer of foreign exchange. Thus IDBP extends all kinds of merchant, investment and commercial banking services to its clients which include provision of short term advances, trade financing, lease financing, guarantees and under-writing. Thus IDBP operates a full-fledged Bank in addition to its role as a development financing institution.


IDBP has the unique distinction of financing the first ever projects for a diversified list of products. These include UHT pack milk, three wheelers, radio/wireless receiving sets, marble processing, coal mining, granite, acetic yarn, PVC deep sea fishing etc. The projects implemented through IDBP’s financing generated over 100,000 new jobs and have an export potential of about Rs.8.00 billion per annum. The value addition by the completed project is estimated at about Rs.15 billion per annum.

FUNCTIONS


DEVELOPMENT BANKING BUSINESS
*Provides medium and long term finances
*Provides guarantee, loans
COMMERCIAL BANKING BUSINESS
*Deposits
*Remittances
*Bills
*Short term advances
*Guarantees
*Letter of Credit
*Foreign exchange accounts
MERCHANT BANKING BUSINESS
*Underwriting of public issue of shares
*Bridge Financing
*Leasing
COLLECTION OF UTILITY BILLS
*Telephone Bills at all branches
*Gas Bills at Branches in Karachi
EQUITY INVESTMENT/TRADING
ADMINISTERS OF THE EQUITY PARTICIPATION FUND

DEPOSIT SCHEMES
IDBP SPECIAL DEPOSIT CERTIFICATES
IDBP MAHANA AMADNI SCHEME
*Mahana Munafa Certificate
*Term Deposit Receipt
*Business Deposit Account
*Profit & Loss Saving Bank Account
*Current Account


IDBP is carrying out sustained efforts to devise customer-oriented banking services. Various deposit instruments suiting the diversified customers needs have been introduced by the Bank. The schemes offered take care of both short and long term requirements of the customers with varying investment funds and have been positioned in such a way that clients may enjoy the most competitive returns on their investments
The investment in IDBP’s deposit schemes is fully secured and guaranteed by Government of Pakistan under Nationalization Act 1974 (XIX of 1974) clause 4 and IDBP is an authorized bank vide Government notification No.F.6(4)BR-II/96-217 dated 17th March 1997 for the placement of surplus funds for all types of Government/Semi-Government and Autonomous Organizations.
IDBP MAHANA AMADNI SCHEME (MAS)***
*The minimum deposit limit is Rs.50,000/-
*There is no higher limit on purchase of certificates under this scheme.
*Maximum term of scheme is five years.
*Zakat and W.H.Tax are applicable according to law.
*Individuals, singly or jointly and the corporate bodies or firms and trusts may invest their funds under this scheme.
*Profit will be payable on the first of every month. In case the first is a holiday, profit will be paid on the next-working day.
IDBP SPECIAL DEPOSIT CERTIFICATES (SDC)***
*The Minimum Deposit Limit is Rs. 50,000/-.
*There is no higher limit on purchase of certificates under this scheme.
*Maximum term of scheme is five years.
*Zakat and W.H.Tax are applicable according to law.
*Individuals, singly or jointly and the corporate bodies or firms and trusts may invest their funds under this scheme.
*Profit will payable on monthly basis.

*** In case of premature encashment profit will be paid as per schedule given below:-
Before 1 year 0%
After 1 year but before 2 years 1%
After 2 years but before 3 years 2%
After 3 years but before 4 years 3%
After 4 years but before 5 years 4%
MAHANA MUNAFA CERTIFICATE (MMC)
*The minimum deposit limit is Rs.100,000/-
*There is no higher limit on purchase of certificates under this scheme.
*Zakat and W.H.Tax are applicable according to law.
*Individuals, singly or jointly and the corporate bodies or firms and trusts may invest their funds under this scheme.
*Profit will be payable on the first of every month. In case the first is a holiday, profit will be paid on the next-working day.
TERM DEPOSIT RECEIPT (TDR)
*Under this scheme the investors may place funds for a fixed period ranging from a minimum of one year to a maximum of three years.
*The Minimum Deposit Limit is Rs. 100,000/-.
(For Muzaffarabad, Mirpur and Gilgit Min. Limit is Rs. 50,000)
BUSINES DEPOSIT ACCOUNT (BD A/c)
*This is an attractive scheme best suited to organizations desiring liquidity with high returns.
*The Minimum Deposit Limit is Rs.100,000/-
*Multiple deposits and withdrawal are allowed.
*Profit is calculated on daily deposit.
*Profit is distributed on six monthly basis.
*Zakat and W.H.Tax are applicable according to law.
PROFIT AND LOSS SAVING BANK ACCOUNT (PLS A/c)
*Our profit on PLS saving bank account is comparable to the highest profit given by other NCB’s.
CURRENT ACCOUNT
*The Bank also offers facility for current account.
BRANCH OFFICES
Branches all over Pakistan are divided into two Regions.
1. North Region : UNCLAIMED DEPOSITS

Peshawar, D.I.Khan, Abbotabad, Gilgit
Mirpur (AK)
Islamabad, Rawalpindi
Lahore, Gujranwala, Faisalabad, Multan
2. South Region :
Karachi, Hyderabad, Sukkur, Larkana
Quetta



*Un-Claimed Deposits as on 31.12.2007
*Current Accounts
*Saving Accounts
*Business Deposits
*Payment Orders
*Term Deposits
*Demand Drafts
*Foreign Currency Accounts

BOARD OF DIRECTORS

*MR. JAMAL NASIM MD/                                 / Chairman
*MR. MUHAMMAD IQBAL HUSSAIN             / Director
*MR. MAHMOOD AKHTAR                             /  Director
*MR. TARIQ IQBAL KHAN                              /  Director
*MR. PERVEZ HANIF                                        /  Director
*MR. MAQSOOD ISMAIL                                /  Director

FRAUD WARNING

Fraudulent use of the name and Logo of the State Bank of Pakistan (“State Bank”).
The general public is hereby warned that the name of the State Bank and its official logo and the name of the Banking Laws Review Commission are being misused for fraudulent purposes. The most common method involves victims being notified of monies to be paid to them, by way of an inheritance, by the State Bank’s Overseas Branch. To gain access to these funds, victims are asked to provide personal information e.g bank account number or mobile telephone number etc.
The public is hereby put on notice that the State Bank is the central bank of Pakistan and has no office or branch in any other country of the world. Further, the central bank does not handle such payments. Any message purported to have been sent by State Bank’s overseas branch or office or the Banking Law Review Commission, is fraudulent. Any scheme using the name or logo of State Bank of Pakistan outside Pakistan whether in relation to payment of or release of funds or otherwise, should be reported to law enforcement authorities in the recipient’s home jurisdiction. State Bank will take stern action against any person/party misusing its name.


  
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